Quit Monkeying Around

"Haphazardly selecting stocks by the toss of a dart is not an efficient or reliable way to invest," says Dimensional Fund Advisors. Learn more about investment strategies and why it's important to implement patience in the long run. Click on the link below to view entire article. Quit Monkeying Around!  … [Read more...]

Pursing a Better Investment Experience

Dimensional provides an in-depth infographic on the key principles of improving your success in the market. Click on the link below to view the infographic. 2017 Pursuing a Better Investment Experience_ Branded Brochure … [Read more...]

When Rates Go Up, Do Stocks Go Down

"Should stock investors worry about changes in interest rates?" Read what the recent research has to say. When Rates Go Up_ Do Stocks Go Down_ (Unbranded) … [Read more...]

Uncertainty Paradox

The market hates uncertainty” has been a common enough saying in recent years, but how logical is it? There are many different aspects to uncertainty, some that can be measured and some that cannot." Read how you can control this emotion for a better "investing experience. Click on the link below to view the entire article. The Uncertainty Paradox (Unbranded) … [Read more...]

Getting What You Don’t Pay For

"Costs matter. Whether you’re buying a car or selecting an investment strategy, the costs you expect to pay are likely to be an important factor in making any major financial decision." What are the other factors you should consider? Read what variables need to be considered when evaluating a cost‑effective a strategy. Click on the link below to read the entire article. Getting What You Don't … [Read more...]

Evolution of Financial Research: The Profitability Premium

"As academics and market participants seek to better understand security markets, insights from their research can enable investors to better pursue their investment goals." Read how new research is helping investors make smarter decisions. Click on the link below to view the full article. Evolution of Financial Research_ The Profitability Premium … [Read more...]

Investment Tidbit 5

Better mortgage rates

Different investments behave differently during different times. As an example, when the real-estate market was booming in the ‘70s, the stock market had some of its worst years. Large-cap stocks were the top performing asset class in the late ‘90s, but did poorly in the 2000, 2001 and 2002 years. Halfway through 2003, large-cap stocks (growth and value) were up substantially. At times, the … [Read more...]

Investment Tidbit 4

Making sound retirement plans

An informed investor needs to establish his or her personal expected reasonable growth rate of return. The general rule of thumb is that if you take the percentage of decline tolerance (how much money you could stand to lose) in a given quarter that you are comfortable with, divide that percentage in half, and add a money market rate (typically 1 to 2 percent), the result is a reasonable rate of … [Read more...]

Investment Tidbits 3

Cheerful woman saving money

When we ask 401(k) participants how much money they want to make with their investments, they always say “As much as I can.” Everybody thinks they would love to be ultra aggressive. Who wants to make three percent per year? Everyone wants to make 15 percent, but most don’t understand the amount of risk they may have to take to get 15. This is where participants get into trouble. You have to think, … [Read more...]

Investment Tidbits 2

Home budgeting

Some people think that the money in 401(k) plans is insured against loss. It depends on what kind of loss you are talking about. Federal law requires that trustees of plans be bonded by an insurance company, which reimburses the trust in the case of fraud, embezzlement, or other criminal activity. However, your money is not protected against investment losses. Contrary to some beliefs, the Federal … [Read more...]